SBI Card · Scored model guide

Tata Neu Plus SBI Card

1% NeuCoins on eligible ordinary retail, each worth ₹1 only in Tata Neu and qualifying partner orders.

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How this estimate works

Tata Neu Plus SBI Card earns 1% NeuCoins on eligible other spend, including qualifying RuPay UPI transactions. Its 2% Tata Neu app, site and partner-brand rate requires a matching merchant ID and payment route. Generic Tata chips do not prove that route, so only ordinary eligible 1% retail is scored. Coins round down per transaction. The issuer sets a 1,000-NeuCoin cap per statement cycle for grocery, 2,000 each for utility, insurance and telecom, and 500 for RuPay UPI. The calculator scores groceries with the 1,000 cap, but its generic utility and special-payment chips do not establish a safe qualifying route and stay unscored. Each coin equals ₹1 savings only when redeemed for eligible Tata Neu or partner-brand orders; it is not cash or statement credit. Fuel, wallet loads, rent, government, education, gaming, voucher and prepaid-card loads are excluded. ₹499+estimated GST annual fee is deducted; ₹1 lakh prior-year renewal waiver, welcome 499 NeuCoins, extra NeuPass rates and lounge benefits are omitted. Verify your chosen Tata brand and merchant path before relying on the reward estimate.

Issuer terms

Issuer Tata Neu Plus rewards and exclusions · Issuer fee and renewal waiver · Issuer Tata Neu Plus card overview

Terms checked 29 September 2026. ₹1/NeuCoin applies only within eligible Tata Neu and partner orders, not cash.