RBL Bank · Scored card guide

RBL Paisabazaar Duet Plus

2.5% eligible travel/dining or 1% other eligible retail, capped separately.

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How this estimate works

RBL offers direct statement cashback of 2.5% on eligible travel and restaurant MCCs, capped at ₹200 per calendar month, and 1% on other eligible online or in-store retail, capped separately at ₹300 per calendar month (₹500 total). The minimum qualifying transaction is ₹100; the single monthly spend input is assumed to consist of eligible transactions at least that large. Merchant classification and separate purchases below ₹100 can reduce the actual cashback. Fuel/auto, railways, utilities, insurance, rent, education, wallets, government and contracted services, quasi-cash, miscellaneous, Bills2Pay, cash and EMI conversions are excluded. Online food-delivery, Cleartrip and generic travel routes are not assumed to carry qualifying dining/travel MCCs. The issuer lists a ₹1,499 joining and annual membership fee plus GST, and waives the next annual fee after ₹4 lakh eligible spend in the prior membership year. The estimate deducts the recurring annual fee plus indicative 18% GST, but does not count the joining fee, conditional waiver, welcome ₹250, BookMyShow, or fuel surcharge reversal. This one-category calculation cannot combine both separate cashback caps, account for other spending that uses the cap, or establish approval for a credit line.

Each monthly spend input represents eligible transactions; individual purchase size and merchant MCC can change the actual cashback.

Issuer sources

Product terms
Product terms PDF

Checked 28 Sep 2026. Terms can change.

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