Bank of Maharashtra credit cards

3 verified offerings. Additional coverage outside the frozen 401-name audit; one checked limited floor and 2 unscored names.

Bank of Maharashtra SBI Card PRIME has one distinct issuer-bound limited statement-credit floor. SimplySAVE and ELITE remain directory-only; no generic SBI alias or PRIME rate is imported onto them.

Verified offerings

1. Bank of Maharashtra SimplySAVE SBI Card
2. Bank of Maharashtra SBI Card PRIME
3. Bank of Maharashtra SBI Card ELITE

Own-bank exit is not automatic migration

The bank says it has exited its own credit-card business and partnered with SBI Cards. Existing cards are deactivated from the date communicated by SMS to each customer. A replacement co-branded card is not automatic: SBI Cards obtains consent and evaluates eligibility under its underwriting rules.

Legacy own-bank and secured offerings are not counted as current cards here. They are not aliases for the SBI co-brands. The transition FAQ concerns affected existing accounts, not a universal deactivation date or guaranteed replacement.

Published denomination is not a score

The named bank PRIME page says card outstanding can be paid with rewards at four Reward Points per ₹1. PRIME now has the separately checked limited floor below. The named SimplySAVE page also declares four Reward Points per ₹1, but this remains a source fact only, not an imported model; its full current caps, exclusions and cash-exit rules remain unbound.

Old benefits and legacy names stay separate

The issuer's discontinuation notices must be checked against older brochures and benefit copy; old insurance claims are not imported. A notice naming a legacy BOM SBI Platinum card does not make it an extra current catalogue offering. This page lists the bank's verified three-card co-brand subset.

Unpriced, not absent

For PRIME, only the eligible-spend statement-credit floor below is priced. Vouchers, lounge access, fuel relief, fee waivers and other benefits remain unpriced. SimplySAVE and ELITE are unscored. Generic SBI models are not copied into these named co-brands.

Bank of Maharashtra PRIME: named statement-credit floor

The current named partner PRIME page explicitly states four points equal ₹1 toward outstanding card bills. The individually named PRIME booklet binds 10 points per complete ₹100 on eligible dining MCCs 5812, 5813 or 5814 and grocery MCC 5411, with a shared 7,500-point calendar-month accelerated cap then two points per ₹100. Current Shop & Smile terms explicitly bind banking co-brand accrual and caps. From April 2026, statement credit uses full 4,000-point blocks and is capped at 60,000 points monthly. The floor accumulates twelve eligible monthly purchases and one annual request limited to 60,000 points, deducting one ₹99 plus GST request charge only when redeemable. Residual points have zero modeled value and expire after 24 months. The annual ₹2,999 plus GST fee is deducted without renewal-waiver assumptions. Identifiable eligible retail earns conservative base points; delivery names do not prove dining MCC. UPI, fuel, utility, LIC, unknown and portal routes are unpriced. Birthday, standing instructions, welcome, milestone, movie, lounge, fuel relief and waiver perks are unpriced, not absent. Network remains unspecified. All three catalogue names and all earlier own-bank exit, deactivation, consent, underwriting, legacy and discontinuation caveats remain above. This limited floor is not a full card valuation or a promise of current applications.

Scope and freshness

Checked 2 October 2026. This is a verified subset, not a guarantee of approval, availability or unchanged terms. Full current variant and account rules are needed before scoring.

Issuer sources

Bank exit and transition FAQ · Bank co-brand catalogue · Named PRIME terms · Named SimplySAVE terms · Named ELITE page · Issuer discontinuation notices · Named issuer PRIME booklet · Current Shop & Smile co-brand and redemption rules · Current named SBI fees