SimplyCLICK SBI Card
10 points/₹100 on verified online partners; 5 points/₹100 other online, 1 point/₹100 in store.
Try your spend →How this estimate works
SimplyCLICK SBI Card earns one point per ₹100 on eligible ordinary in-store retail, five points per ₹100 on eligible nonpartner online spending, and ten points per ₹100 on current exclusive online partners including Myntra and Cleartrip. Swiggy was reduced from ten to five points per ₹100 from April 2025, so its app uses the five-point rate. The two online accelerated pools each have a 10,000-point monthly cap; base points continue after the cap. This model values only full 2,500-point blocks as a ₹500 Amazon Pay eGift card from the issuer SimplyCLICK catalogue, equivalent to ₹0.20 per point. A separate SimplyCLICK-only Amazon E-Voucher listing is 2,000 points for ₹500, but its product copy mixes Amazon.com with Amazon.in; this conservative model does not assume the higher-value route. It is restricted to eligible Amazon.in use, not cash, and actual catalogue availability, location eligibility and voucher expiry must be checked at redemption. The current fee schedule charges ₹499 plus GST annually; it says the ₹99 redemption fee applies to physical products, statement credit and physically delivered vouchers, so no such fee is modeled for this digital voucher. The model assumes one qualifying purchase monthly and excludes welcome gift, online-spend milestone vouchers and conditional renewal waiver. Fuel, rent, government, wallet and utility or special merchant/payment routes are excluded or unverified. Exclusive partner merchant IDs and correct online transaction flags govern posting; Cleartrip affiliate channels may fail to earn 10X.
Issuer terms
Issuer product page · Issuer fee schedule · Issuer point terms · Issuer partner and cap notices · Issuer Amazon Pay voucher value · Alternative SimplyCLICK voucher listing · Issuer reward redemption fee · Issuer merchant-code and exclusion terms
Terms checked 29 September 2026. Amazon Pay voucher value is conditional, not cash; caps and annual fee apply.