Kotak Mahindra Bank · Scored card guide

Kotak Corporate Wealth Signature Credit Card

Corporate company-liability only · nil fees · fuel surcharge relief only: 1% on ₹500–₹3,000, ₹3,500 calendar-year cap

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How this estimate works

Corporate company-liability eligibility only, not a personal retail card. Eligibility and personal use depend on company policy; verify your own corporate agreement. The named Wealth Signature product page and current general corporate fee page publish fuel waiver terms and nil fees. The issuer corporate MITC internally dated 9 February 2026, despite its older URL filename, explicitly lists nil joining/annual fees for Corporate Wealth Signature (CCCL). The general corporate fee page states a 1% fuel waiver on ₹500–₹3,000 transactions, capped at ₹3,500 per calendar year. This floor prices one eligible offline purchase per month repeated twelve times, giving at most ₹30 per month; the ₹3,500 cap cannot bind. No GST reversal is assumed. The MITC has a minimum ₹10 surcharge, but this conservative floor uses only 1% with no minimum-charge uplift. Cashback negotiated at company level remains unpriced. No other Corporate Platinum, Gold, Purchase or Biz Edge terms are imported. Online or out-of-range fuel purchases give zero relief in this model. Points, business perks, travel and lounge access remain unpriced, not absent. This is surcharge relief, not cashback or a full return estimate.

One purchase per month

₹500 gives ₹5 monthly relief, ₹1,000 gives ₹10, and ₹3,000 gives ₹30. Repeated for twelve months, that is ₹60, ₹120 or ₹360 in surcharge relief. ₹499 and ₹3,001 are outside the eligible range. Corporate company-liability only; eligibility and personal use depend on company policy. Corporate MITC dated 9 February 2026, not a newly issued document. Other corporate variants excluded. No retail caps imported. Points and business benefits unpriced.

Issuer sources

Kotak corporate fee table: named Wealth Signature nil fees and 1% fuel relief

Kotak named Corporate Wealth Signature: corporate eligibility and fuel relief · Kotak corporate MITC internally dated 9 February 2026: Wealth Signature CCCL nil fees, fuel bounds and calendar-year cap

Checked 1 October 2026. Corporate MITC dated 9 February 2026. Eligibility and personal use depend on company policy. No other corporate terms or minimum-charge uplift.