Flipkart SBI Card

Up to 7.5% cashback on eligible Myntra purchases, with separate quarterly caps.

How this estimate works

Issuer terms give 7.5% cashback on eligible Myntra purchases, 5% on Flipkart (including Shopsy) and Cleartrip, 4% on select brands such as Zomato, and 1% on other eligible spending. This calculator uses only supported chips: Myntra, Flipkart, Cleartrip and Zomato for those rates. The other named select merchants need their own precise transaction chips and are not inferred from a generic category. Each accelerated pool has a separate ₹4,000 cap per card quarter. The issuer defines a quarter from the first transaction through the third billing cycle, not necessarily a calendar quarter. Once that pool reaches its cap, no base cashback follows for the rest of the quarter. The model assumes one same-sized settled purchase each month, rounds cashback down on each transaction, and divides the three-month capped reward by three; other purchases sharing the pool can lower actual return. Cashback is credited to the SBI Card account following the statement. ₹500+estimated GST annual fee is deducted; conditional ₹3.5 lakh renewal waiver and joining vouchers are omitted. Fuel, rent, government, wallet/gift loads, education, jewelry, insurance, gaming and EMI are excluded. Utility, special merchant routes and payment coding are not assumed. Merchant IDs and settlement/refund timing can change the result.

Issuer terms

Issuer card cashback terms · Issuer launch release and partner rates · Issuer annual-fee schedule · Issuer card page

Terms checked 29 September 2026. Cashback is card-account credit, subject to caps, exclusions, partner coding and fee.