IndusInd Bank Indus Solitaire Credit Card
1 RP/full ₹100 at ₹0.50 cash-credit value; conditional first-year ₹30,000+GST fee basis. Renewal ₹10,000+GST disclosed, not used in this first-year estimate.
Try your spend →How this estimate works
First-year standard joining-fee basis. The current issuer product tab and its linked Solitaire-specific terms state 1 reward point per ₹100 ordinary spend and cash credit at ₹0.50 per point. The model counts complete ₹100 blocks on one eligible ordinary purchase repeated monthly. Fuel earns no points; reduced-rate bill, insurance, government, education, rent and special payment or merchant routes are left unscored. The cash-credit conversion is verified, but the Solitaire-specific redemption minimum and monthly cap remain unverified, so displayed earned statement value is conditional, not a guaranteed cashout. No other card cash cap is imported. One annual ₹149+18% GST cash-redemption charge is provisioned only when worthwhile; actual claim frequency and minimum/cap may reduce the value further. Current named terms and premium MITC give ₹30,000+GST standard joining fee and ₹10,000+GST renewal fee; this first-year model deducts the standard ₹30,000+GST joining charge. The renewal fee is not substituted into the first-year result and no ₹10 lakh spend waiver or negotiated relationship price is assumed. Welcome bonus, Taj/EazyDiner memberships, hotel, lounge, miles, golf and other benefits are omitted. This is an ordinary-spend cash-credit estimate, not a valuation of the entire membership package. Confirm the final quoted membership fee and Solitaire redemption minimum/monthly cap before relying on the estimate.
Issuer sources
Named card: earn and cash-credit value · MITC fees · Card-specific terms: ₹0.50 cash credit, earn and fees
Terms checked 30 September 2026. Cash-credit conversion verified; minimum and monthly cap unverified. One annual ₹149+GST claim provision. First-year ₹30,000+GST joining fee deducted; other package benefits omitted.