Tata Neu Infinity HDFC
5% at Tata brands, 1.5% elsewhere. The best spend depends on your category, monthly cap and whether the yearly fee is waived.
Try your spend →Where it pays
5% NeuCoins on eligible non-EMI Tata brand purchases. Selected Tata Neu app transactions may earn a further 5% through NeuPass, but this conditional extra is not included in calculator estimates. Eligible non-Tata non-UPI spending earns 1.5% NeuCoins; fuel, government, rent and wallet excluded. One NeuCoin redeems for ₹1 only on eligible Tata Neu purchases and expires under current terms. ₹1,499 joining and renewal fee plus taxes, renewal waived after ₹3 lakh qualifying annual spend.
Read the issuer terms
Checked 26 Sep 2026. Issuer terms can change without this site updating immediately. The source addresses below are shown as text, not outbound links; no unaffiliated redirects are used.
Reward terms: https://www.hdfcbank.com/personal/pay/cards/credit-cards/tata-neu-infinity-hdfc-bank-credit-card
Fees: https://www.hdfcbank.com/personal/pay/cards/credit-cards/tata-neu-infinity-hdfc-bank-credit-card
What this estimate leaves out
GST on card fees, welcome bonuses, milestone vouchers, limited-time merchant offers, spend-based exceptions, interest, and changing merchant category codes. Never spend extra solely for rewards.
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