RBL Bank Binge Credit Card
One point/full ₹100 eligible ordinary spend or 12 online, capped conservatively at 800 monthly points. Model uses the issuer ₹0.11/point catalogue floor, not cash.
Try your spend →How this estimate works
RBL Binge lists one reward point per full ₹100 eligible ordinary spend and twelve points per full ₹100 eligible online spend, with a maximum 800 online reward points monthly. The short page does not settle whether the cap applies to incremental or total online points; this model conservatively caps all points from the modeled online purchase at 800 monthly. RBL says points vary ₹0.11–₹0.25 across redemption categories; this model uses its ₹0.11 published catalogue floor, not cash. It assumes one eligible purchase repeated monthly, values annual points only after reaching the RBL Rewards FAQ 500-point voucher minimum, deducts one ₹99+estimated GST redemption charge when worthwhile and the recurring ₹999+estimated GST annual card fee in ROI. Issuer exclusions include education, insurance, utilities, rent, wallets, fuel/auto, quasi-cash, rail, real estate, service providers, government/contracted services, Bills2Pay, EMI, miscellaneous and cash. Unverified named merchant/payment routes score zero. Joining/milestone points, conditional fee waiver, lounges, entertainment, BookMyShow and other offers are omitted; actual merchant MCC and redemption inventory can differ.
Issuer terms
Binge earn, online cap, point range, exclusions and fee · RBL redemption threshold and fee
Terms checked 30 September 2026. Check the actual merchant MCC and redemption catalogue.
Movie discount is a separate route
One free BookMyShow ticket on a qualifying pair up to ₹200, once monthly any day. Select the applicable BookMyShow chip in the calculator. This route preserves its own conditions and does not stack retail reward points.
Read movie-route conditions