Bandhan Bank credit cards

Four issuer-verified names. Directory-only, not a reward ranking.

Additional coverage outside the frozen 401-name audit. The original audit and 336 scored models remain unchanged.

Issuer-listed names

1. Sparks
2. Ignite
3. Flare
4. Lumina

Points and variant conditions

Bandhan's current issuer pages list Sparks, Ignite, Flare and Lumina. Each has its own reward, fee and benefit terms. Delight Points are not priced as fixed rupee savings here: the issuer agreement sends redemption value and availability to the rewards programme. These four cards are directory-only, not scored or labeled closed/retired. Check the exact variant and current terms rather than combining one card's fee with another card's rewards.

The issuer MITC sets variant-specific renewal spend targets and excludes rent and wallet-load transactions, including associated processing fees, from renewal-fee waiver eligibility. A nil joining-fee row is not a promise of nil renewal fees. No fee waiver or points value is scored.

Source and freshness

Named issuer pages and documents checked 2 October 2026. Fees, eligibility and redemption terms can change. A directory listing does not promise approval or applications for every applicant.

Issuer Sparks · Issuer Ignite · Issuer Flare · Issuer Lumina · Issuer MITC · Issuer cardholder agreement