HDFC Bank PIXEL Go Credit Card
1% PIXEL CashPoints on eligible purchases; redeem from 500 points in PayZapp.
Try your spend →How this estimate works
HDFC Bank PIXEL Go earns 1% PIXEL CashPoints on eligible purchases, with points rounded down per transaction. The issuer says 500 CashPoints are required to redeem from the card into PayZapp, and they expire after two years; HDFC describes PayZapp CashPoints as redeemable at ₹1 per point. This model assumes one eligible purchase of the entered amount each month and counts only complete 500-point redemption blocks within a year; leftover points may still be used later. It deducts the ₹250 first-year fee plus estimated GST. The issuer page gives conflicting first-90-day joining-fee waiver spend thresholds (₹10,000 in FAQ versus ₹90,000 in fee section), so this calculation does not assume either waiver. The recurring fee waiver at ₹50,000 preceding-year spend also is not assumed. SmartBuy 5% offers, RuPay UPI 1%, dining discounts and fuel surcharge waiver are not valued here. Fuel, rent, government, wallet loading, fees, cash and EMI are listed as ineligible in the PIXEL issuer FAQ. This is PayZapp points value, not a cash statement credit.
Issuer terms
Issuer card, fee and points · Issuer PIXEL reward FAQ
Terms checked 29 September 2026. PayZapp redemption minimum, exclusions and fee-waiver conflict affect actual return.