Bank of Baroda / BOBCARD · Scored card guide

Snapdeal BOBCARD

2.5% eligible generic online shopping; 1% eligible other spend. Check the merchant, channel and card eligibility before relying on an estimate.

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Where it pays

The issuer awards 10 points per eligible ₹100 generic online shopping and at department stores, worth 2.5% at ₹0.25 per point; this 10-point category is capped at 2,000 reward points per statement. Once the cap is used, the model falls back to four points per ₹100 (1%). Snapdeal website/app purchases earn 20 points per ₹100 (5% stated by issuer), but the calculator lacks a Snapdeal-specific category and does not assume it. Fuel and select merchant codes excluded. ₹249 joining and annual fee; no waiver is assumed.

Modeled annual cost: ₹249 plus estimated 18% GST. No renewal waiver assumed.

Issuer source

https://www.bobcard.co.in/credit-card-types/snapdeal-bobcard

Checked 27 Sep 2026. One category repeated monthly, not an account-wide projection. Other categories may use shared caps. Welcome, milestone and restricted-route benefits not assumed. Check the issuer's current terms before applying.

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