PNB Zaggle Co-Branded Twin Credit Card
10 RP/full ₹300 at ₹2.50 stated earned value; not cash; ₹499+GST membership fee. RuPay Select and Visa Platinum twin cards under one limit.
Try your spend →How this estimate works
Issuer named card page states 10 reward points, valued at ₹2.50, for a minimum ₹300 spend and its multiples. This estimate counts complete ₹300 blocks on one eligible ordinary purchase repeated each month. The value is issuer-stated earned value, not guaranteed cash or statement credit: the named card redemption route, minimum and inventory are unverified. The generic PNB Rewards page is not used to establish Zaggle cashback eligibility, its ₹0.50 value or its redemption minimum. Two cards, RuPay Select and Visa Platinum, share a single sanctioned limit; the model represents the twin proposition once, not two separately chargeable reward models, and does not add earnings for both plastic cards on the same spend. The issuer page and MITC confirm ₹499 joining and annual fees plus GST. One standard ₹499+18% GST membership fee is deducted, without assuming the prior-year ₹1.5 lakh spend waiver. Fuel, bills, insurance, wallets, rent, education, EMI and special payment or merchant routes remain unscored. No verified ordinary earning cap is invented; actual merchant eligibility and issuer limits apply. Welcome, quarterly vouchers, movie discounts, lounges, fuel surcharge waiver and all other perks are omitted. Confirm the applicable reward redemption terms before relying on the estimate.
Issuer sources
Named twin card: earn, stated value and fees · MITC fees
Terms checked 30 September 2026. Conditional earned value, not cash. Redemption route, minimum and inventory unverified; generic PNB Rewards cash route not assumed.