PNB Global Visa Classic Credit Card
One point per ₹100 eligible purchase, worth ₹0.25 before one redemption fee.
Try your spend →How this estimate works
The PNB Visa Classic reward chart lists one point per ₹100 spent, and its 2024 reward notice values a point at ₹0.25. The current MITC sets a 1,000-point minimum for redemption and a ₹99 fee plus applicable GST for each claim. We model the spend amount as one eligible purchase repeated 12 months. If that earns at least 1,000 points in a year, one claim fee plus estimated GST is deducted from the annual reward value; below that threshold the one-year usable value is shown as zero. PNB lists no joining or annual card fee for Visa Classic. Generic fuel, utility and special partner chips do not verify exact merchant classification, so those routes are not scored. Points may last beyond the first year, but this estimate does not presume accumulating rewards longer. Verify your card variant, transaction coding and redemption options.
Issuer terms
PNB Visa Classic earning chart · PNB point value notice · PNB redemption minimum and claim fee · PNB card fee schedule
Terms checked 29 September 2026. Verify your variant and statement before applying.