HDFC Bank Diners ClubMiles Credit Card
4 points/₹200 eligible retail, valued for SmartBuy travel; existing holders only.
Try your spend →How this estimate works
HDFC currently says it does not accept new applications for Diners Club Miles; this model is for existing holders only. The issuer card page states 4 points per ₹200 eligible spend, capped at 50,000 earned points per statement cycle. It values points at ₹0.50 each toward SmartBuy flights and hotels, with points covering at most 70% of a booking. This estimate assumes one eligible purchase monthly, enough future bookings to use the points, and a ₹99 plus estimated GST reward redemption charge for each needed redemption. Fuel, groceries and special merchant chips are not valued where the present earn rules are unclear. The existing-card checkbox must be checked to see this card. A separate ignore-fee checkbox omits renewal costs only if chosen; an existing holder may still owe ₹1,000 plus GST renewal unless the ₹1 lakh preceding-year spend waiver applies. Lounge access, dining discounts and airmiles are not valued. This is not a cash return or a new-application recommendation.
Issuer terms
Issuer card, earn and redemption · Issuer joining/renewal fees
Terms checked 29 September 2026. SmartBuy travel redemption, 50,000-point monthly redemption cap, 70% booking limit and fee apply.