RBL Bank Platinum Plus Credit Card
One point/full ₹100 eligible in-store or two online, conservative 1,000 monthly-point cap. Issuer catalogue floor of ₹0.11/point.
Try your spend →How this estimate works
The issuer lists one reward point per full ₹100 of eligible ordinary spend and 2X points, two per full ₹100, on eligible online spend. Its short online offer states maximum 1,000 reward points without saying whether this cap means total or bonus points; the model conservatively caps all modeled monthly points at 1,000. RBL says RBL Rewards point value varies from ₹0.11 to ₹0.25 by category; this model uses its stated ₹0.11 floor as an illustrative catalogue value, not cash. It assumes one eligible purchase repeated monthly, requires at least 500 annual points for a voucher under RBL Rewards FAQ, subtracts one ₹99+estimated GST redemption fee when value covers it and deducts recurring ₹999+estimated GST annual card fee. Education, insurance, utilities, rent, wallet loads, fuel/auto, quasi-cash, rail, government, contracted services, Bills2Pay, EMI, miscellaneous and cash are excluded. Unverified merchant-specific routes score zero. The separate BookMyShow movie offer is not stacked with points; welcome points, fuel surcharge waiver, conditional annual waiver and lounge access are omitted (issuer says lounge access was discontinued July 2025). Catalogue inventory and actual MCC still matter.
Issuer terms
Platinum Plus earning, exclusions, value and fees · RBL Rewards minimum and redemption fee
Terms checked 30 September 2026. ₹0.11 is the issuer-published lower bound, not cash.
Movie discount is a separate route
BookMyShow one free ticket on a pair up to ₹200, 1x monthly; Monday-Friday. Select the applicable BookMyShow chip in the calculator. This route preserves its own conditions and does not stack retail reward points.
Read movie-route conditions