AU CA Metal Credit Card
2 points/₹100 ordinary eligible retail; ₹0.20 e-voucher value. Lifetime free for eligible Chartered Accountants.
Try your spend →How this estimate works
AU CA Metal is a lifetime-free credit card for eligible Chartered Accountants. Its issuer card page and dated March 6, 2026 card-specific reward terms list 2 points per complete ₹100 of ordinary eligible retail spend, 8 per ₹100 on select dining, flight/hotel travel, tax and software purchases, and 1 per ₹100 on utilities, telecom and insurance. This calculator models only ordinary retail at 2 points/₹100; accelerated categories need precise MCCs and a 5,000-point statement cap, so they are left unestimated. One qualifying card purchase per month is assumed; sub-₹100 remainder does not earn. AU e-vouchers redeem at ₹0.20 per point, with a 200-point redemption minimum and one ₹99+GST redemption fee deducted if annual points clear the minimum. The May 2026 member agreement lists a 25,000-point statement cap for AU CA cards. Fuel, rent, wallet, cash, education and government MCCs, EMI and BBPS through the AU app are excluded; transport has been ineligible since April 1, 2026. The ICAI renewal cashback, welcome reward and lounge benefits are omitted, and issuer enrollment is limited to eligible Chartered Accountants. Vouchers are not cash and their usable value depends on eligible inventory.
Issuer terms
AU CA Metal card-specific earn rates and no annual fee · AU CA card reward terms, 6 March 2026 · AU member agreement: point cap and expiry · AU Rewardz FAQ: value, minimum and redemption fee · AU current schedule of charges
Terms checked 29 September 2026. Voucher value requires redemption, not statement cashback.