RBL Bank · Scored card guide

IndianOil RBL Bank XTRA Credit Card

15 fuel points/₹100 at select IndianOil pumps, 1 point = ₹0.50 toward future fuel.

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How this estimate works

The dedicated IndianOil fuel-pump chip assumes one eligible settled purchase each month at a participating IndianOil station with the qualifying terminal ID. Fifteen fuel points per complete ₹100, up to 2,000 fuel points monthly. Fuel points must be converted on RBL Rewards into IndianOil XTRAREWARDS before redemption at a participating IndianOil fuel pump; issuer values each fuel point at ₹0.50 against future fuel, not statement cash. A conservative one annual reward redemption fee of ₹99 + GST is deducted; the issuer lists a conditional fee exception for some co-brand conversions over 5,000 points, not assumed. The annual ₹1,500 membership fee + estimated GST is deducted separately, with spending-based waiver omitted. One-time welcome points, quarterly milestone points, 2-point/₹100 other eligible retail spend, surcharge waiver, and fees/taxes on fuel purchase are excluded. Confirm the station/terminal, program availability, conversion fee and your later fuel use.

Issuer terms

Product reward terms · Issuer product and availability · Fee schedule · Redemption fee exceptions

Terms checked 28 September 2026. Confirm station eligibility, fees and merchant code with RBL Bank before applying.