Best card for online shopping in India
For generic eligible online shopping, CASHBACK SBI Card offers 5% up to ₹2,000 online cashback per statement cycle. HDFC Millennia offers 5% only at its named merchants, capped at 1,000 CashPoints per calendar month. Amazon Pay ICICI gives 5% on Amazon with Prime or 3% without, with no annual fee. Compare at your actual merchant and spend level, not a headline rate.
Check your own spend
Caps reset monthly or per statement; merchant classification and exclusions matter. Redeemable value is more useful than a points headline. Annual fee, tax and interest can erase the gain.
Compare your spend →Issuer sources
https://www.sbicard.com/en/faq/cashback-sbi-card-faq.page
https://www.hdfcbank.com/content/api/contentstream-id/723fb80a-2dde-42a3-9793-7ae1be57c87f/ef2bb403-39aa-46ae-aa45-bcd1ac8a538b
https://www.icicibank.com/personal-banking/cards/credit-card/amazon-pay-credit-card
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